Understanding CGT in Australia Capital Gains Tax (CGT) is the tax you pay on the profit made when you sell certain assets. It’s not a separate tax — it’s part of your income tax. CGT applies to: Investment properties Shares and managed funds Cryptocurrency Business assets For example, if you buy shares for $5,000 and sell them …

Looking Beyond the Numbers Yes, the interest rate is important — but it’s not the whole story. When comparing home loans, savvy borrowers look at the features that can save money and offer flexibility over the life of the loan. Here are six features to consider: Offset AccountReduces the interest you pay by offsetting your savings against …

Why Repricing Could Be Your Smartest Move Yet When it comes to saving on your home loan, many borrowers assume refinancing is the only way to get a better deal. But there’s another option that’s gaining traction — repricing. Repricing allows you to negotiate a lower interest rate with your existing lender, without the hassle of switching …