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PPF introduces Financial Planning

We are excited to announce that we now offer additional services to meet our clients needs.

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Understanding the home loan process

We’ve made it nice and simple for you

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PPF features in MPA Magazine

Hayden Dempsey selected as one of the Young Guns in Australia

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Buying your first home

Conventional wisdom says that buying your first home is a relatively simple task. It’s exorbitantly expensive, sure, and it may take a long time, but it’s still easy to understand. You simply spend years working hard and saving money, eventually piling up enough to put down a deposit, then you buy.

There might be all sorts of unexpected costs that seep into the home-buying process, and you need to be ready for surprises.

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What does your credit score mean

When a lender looks at your home loan application, they are weighing up a number of different things. Your income, for one; where you’re thinking of buying the home; your source of employment; and your credit history.

That’s right, when a lender assesses your suitability for a home loan, they’ll have your credit report handy that in their eyes tells them all they need to know about what you’re like as a borrower.

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Interest Rate Trends

For the most part, your decision on whether to refinance your home loan will depend on whether you can secure a better interest rate than the one you’ve got. One way to figure this out is to constantly check the rates that are available on the open market – but if you want, you can get a bit more sophisticated than that.

You can evaluate your refinancing decision by looking at the large-scale economic trends that dictate interest rates.

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How to add value to your home by renovating

You spent a lot of time saving to buy a home, and once you finally manage to swing that huge expense, the last thing you want to do is dip into the savings and spend even more. But have you considered the possibility of adding more value to your home through renovation?

What if you could make your house $20,000 more valuable, but you only had to spend $10,000 to do it? This is a great way to invest in your future, and it’s a very real possibility. If your home has the potential for major value-adding renovations, why not go for it?

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