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PPF introduces Financial Planning

We are excited to announce that we now offer additional services to meet our clients needs.

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Understanding the home loan process

We’ve made it nice and simple for you

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PPF features in MPA Magazine

Hayden Dempsey selected as one of the Young Guns in Australia

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How to start saving to buy your first home

For many people in Australia today, especially those on the younger side, having the means to buy a house all by oneself is simply unrealistic. While they’d love to throw down $100,000 in cash for a deposit on a nice place, they don’t have that kind of money and possibly never will. So, what can be done?

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Is now the right time for you to refinance?

If you’ve got a home loan and you’re looking ahead to many, many years of making hefty repayments, it’s only natural to look around for a better deal. Countless Australians are wondering right now whether it’s a good time to refinance.

Is now right for you? It depends on the lending climate you’re in. Are interest rates increasing or decreasing? What sort of offers can you find if you shop around?
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Why diversity in your property portfolio is key

If you’re fortunate enough to be investing in multiple pieces of real estate, it’s best to diversify your purchases rather than buy all in one location or one category of property. Having a diverse portfolio makes it easy to weather any unexpected adversity in the housing market and generally enjoy a low-risk financial future.

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How to start budgeting to build a home

There are a number of reasons you may choose to build a home rather than buy an existing one outright. For starters, it’s often cheaper, and additionally, you have a greater level of control over the process, meaning you can dictate the exact parameters you’re looking for in a house. Provided you have the time and patience for a construction process, this might be the way to go.

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